Kula Baker never expected to find herself on the streets of San Francisco, alone but for a letter of introduction.  Though she has come to the city to save her father from a cruel fate, she soon finds herself swept up in a world of art and elegance  - a world she hardly dared dream of mack in Montana, where she was no more than the daughter of an outlaw.  And then there is the handsome David Wong, whose smiling eyes and soft-spoken manner have an uncanny way of breaking through her carefully crafted reserve.  Yet when disaster strikes and the wreckage threatens all she holds dear, she realizes that only by unlocking hew heart can she begin to carve out a new future for herself.